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Personal Loan

Open Credit logo
Open Credit
Service Provider , Service Center — Bengaluru, Karnataka, India · Replies in ~24–48 hours
Export Ready
₹ 11.32 /Piece ₹ 22.66 You save ₹ 11.34 In stock
Inclusive of all taxes
MOQ: 1 Piece
Lead time: On request
GST invoice
Origin: India
Export ready
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Export Snapshot
Minimum order
1 Piece
HSN Code
On request
Origin
India
Lead time
On request
Port of dispatch
On request
Packaging
Standard export packaging
Shelf life / storage
As per product specification
Export markets served
Global markets
Ability to customise
As per OEM brief
Values shown are for Open Credit.
Company Open Credit
Open Credit logo
Open Credit

Registered address: Bengaluru, India. Industry: Banking & Finance, Accounting & Taxation › Financial Institutions & Services.

View profile →
Established
2016
Employees
1–10
GST
NOT SHARED
IEC code
Not shared
Export markets
Global markets
Member since
Jan 2022
Turnover
$50,000 - $250,000
Incorporation type
On request
Product details
Our Personal Loan product offers businesses tailored financial solutions to meet urgent working capital needs, manage unforeseen expenses, or invest in growth opportunities. Designed specifically for corporate clients, this unsecured loan facility provides quick disbursal, flexible repayment options, and competitive interest rates, enabling companies to maintain cash flow and seize market opportunities without compromising operational efficiency. With easy documentation and minimal collateral requirements, this personal loan service streamlines business financing, making it ideal for small to medium enterprises seeking reliable credit support.
Description provided by Open Credit.

Unsecured Personal Loan for Business Use

Working Capital, Business Expansion, Emergency Expenses

Varies based on business profile and creditworthiness

Competitive and Flexible

Short to Medium Term (Typically 12 to 60 months)

Quick Processing with Fast Approval

Minimal and Simplified Documents

Generally Unsecured, Collateral-Free Options Available

Established Businesses with Proof of Income and Financial Records

Dedicated Account Managers and Loan Advisory

Specifications
Loan Tenure Range
12-60 months
Minimum Eligibility
At least 2 years of business operation
Documentation Required
Business Registration Proof, Financial Statements, Identity and Address Proof
Prepayment Charges
Subject to Terms and Conditions
Processing Fees
Applicable as per lender's policy
Repayment Frequency
Monthly or Quarterly Installments
Interest Type
Fixed or Floating Interest Rates
Loan Disbursal Mode
Direct Bank Transfer
Use cases
Category
Financial Services > Business Loans > Personal Loans
Primary application
Brand
Not specified
Product type
Product
Logistics & handling
Lead time
On request
Packaging
As per buyer requirement
Storage condition
As recommended by supplier
Origin
India
Form
As listed by supplier
Commercials Open Credit
Minimum order
1 Piece
Lead time
On request
Payment terms
As per negotiated commercial agreement
Frequently asked by buyers
Can the personal loan be used for any business purpose?

Yes, the personal loan is designed to cover various business needs including working capital, expansion, and emergency expenses.

Is collateral required to avail this personal business loan?

Typically, this loan is unsecured and does not require collateral, but specific lender policies may vary.

What documentation is needed to apply for this personal loan?

Applicants need to submit business registration proof, financial statements, and valid identity and address documents.

What are the repayment options available for this loan?

Flexible repayment schedules are available, typically in monthly or quarterly installments, based on the loan agreement.

How quickly is the loan disbursed after approval?

Loan disbursal is fast, generally processed within a few business days after approval.

Are there any prepayment penalties for settling the loan early?

Prepayment charges may apply as per the lender’s terms and conditions.

Can startups or very new businesses apply for this loan?

The loan is generally available for businesses operating for at least two years; startups may need to consider alternate financing options.

Question not answered? Sellers typically reply within 24–48 hours.

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Personal Loan
Personal Loan
₹ 11.32 /Piece