Class 1: Professional or administrative. Primarily sedentary and normally involve little or no manual labor.
Class 2: Little or no manual labor, but may include traveling, inspecting or surveying.
Class 3: Supervision of manual work or occasional light manual labor.
Class 4: Light manual labor
To get more details and see the table of benefits, click on "Download PDF" below the product title.
If something happens to your spouse
- For Accidental Loss of Life or Permanent Disability resulting from accidental causes, OAC’s Family Personal Accident Insurance gives you 75% of the sum assured.
- If the accident occurs while travelling via Common Carrier, Accidental Death and Dismemberment benefits are doubled.
- Medical reimbursement of up to 7.5% of the sum assured for treatment of injuries.
If something happens to your child
- Up to a maximum of four children, each eligible child is covered up to 25% of the sum assured in case of loss of life or permanent total disability.
- Medical imbursement of 2.5% for treatment of injuries.
If you are single without children, you can still protect those who depend on you.
- Parents of individual who are unmarried and without children are covered with the same amount of coverage as the spouse of a married policyholder. And each eligible brother or sister (maximum of 4) is covered with the same amount of coverage as a married policyholder’s child.
Eligibility
- The Married Policyholder and his spouse from 16 years to 65 years and dependent children from 1 to 22 years.
- The Single Policyholder and his Parents from 16 to 65 years and brothers and sisters from 1 to 22 years, unemployed and living in the same household who are dependent on their parents for support and maintenance.
Exclusions
- Illness, suicide, war riot, civil commotion, private flying, injuries sustained as crew member of an airplane.
Description provided by Luz Cotoco.
